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Is It Worth Getting Pet Insurance?

Australians are pretty serious about taking excellent care of their pets and will fork out a lot of money to pay for their welfare and medical treatment. As a nation, we’re now spending $12 billion a year on pet food, grooming, vet care and insurance for our furry friends. The pet insurance industry is fast becoming one of the economy’s growth hotspots.

Surgical procedures can range from the simple to the complex, requiring specialist skills and medical equipment, all of which can run the cost up to thousands of dollars. The risk of suddenly having to find funds to cover vet bills is what prompts Australian pet owners to wonder whether it’s a good idea to take out pet insurance. The obvious question is: are the premiums worth the cover you get?

When does pet insurance offer value for money?

Your pet insurance cover can work for you if you have adequate cover for your pet. Pet insurance is broadly classified into three types: comprehensive, accident and illness and accident cover.

You need to read the terms and conditions of the policy carefully. Think about your needs and compare the different policy products available. What are the premiums, the benefit pay-out and features? Keep in mind that different types of pet breeds are susceptible to specific health issues, with some requiring more care than others.

Benefits of having pet insurance

The first and most obvious benefit is that you won’t have to put your much-loved pet down because you’re unable to pay for the prompt medical attention it needs. Other positives to consider include:

  • Insurance will cover routine health check-ups to provide you with peace of mind that all is well with your pet.
  • You can save money on treatment and care of severe conditions, which can be costly.
  • There is a multitude of policy cover options to choose from, so you’re sure to be able to find one to meets your requirements and suits your pocket.

Pet health insurance cover has a direct and positive impact on the welfare of your beloved pet and your finances. You can ensure that your chosen policy offers you value for money and is worth the investment by doing proper research and weighing up all available options carefully. Need more help? Call us at South Eastern Animal Hospital today.